401(k) Plans

The process of allocating contributions, transfers and investment gains or losses to participants in a 401(k) or other defined contribution plan, known as valuation, may occur as frequently as daily or as infrequently as annually. The valuation process results in updated participant account balances reflecting all activity (i.e. contributions, transfers, gains or losses, etc.) that occurred during a valuation period. The two major valuation methods are balance forward and daily valuation.

Because we recognize the diverse needs of our clients, Beyer-Barber Company is prepared to service your plan through either of these valuation methods. Balance Forward services are provided by our own experienced in-house staff. In addition, we have established partnerships with investment providers to administer your plan in a Daily Valuation environment.

The advantages and disadvantages of Balance Forward and Daily Valuation mean that one method may be better suited to meet the needs of your plan. Because we offer both, Beyer-Barber Company is prepared to help you determine which method is best for your plan and to provide you with the highest quality service using either method. To help you understand the differences between each method, we have prepared a Comparison Table that summarizes the main features of each methodology.